Family Income Cover, what's in it for you and your client?

The answer's unlimited.

If your client dies or contracts a terminal illness, Progress Family Income Cover will pay out a guaranteed regular income until the end of the term covered. But there's much more to it than that - for both you and your client.

What's in it for you?

Right from the start we make it quicker and easier to get your clients on risk. At the quote and apply stage we only ask questions that are relevant to the cover being applied for.

Our in-depth tele-underwriting by underwriters with solid experience, and the absence of automatic medical limits helps remove the need for time-consuming GP reports.

Progress Family Income Cover also offers a wide range of advantages including low minimum premiums, a high maximum sum assured, and greater flexibility. All of which make it very attractive to your clients.

But that's not all. We have carried out detailed market research which will help you to target new and existing clients more accurately with specific products and increase the opportunities to grow your business.

What else is in it for your clients?

Apart from the low minimum premium which puts Progress Family Income Cover within easy reach of everybody, and the possibility of arranging cover for a Single Family Income or Joint Family Income First death, their benefits can be linked to the Retail Price Index so it helps to offset the effects of inflation.

Free cover during underwriting

For up to 90 days during underwriting your client will enjoy FREE Mortgage Cover of up to £500,000 - plus FREE Accidental Death Cover of up to £200,000.

Greater flexibility

Our Guaranteed Insurability Options mean your client can increase their level of cover without any need for further underwriting if there is a special event in their life. For example:

• Changing career or getting a salary Increase
• Getting married or entering a Civil Partnership
• Having children
• Adopting children
• Moving to a new house
• Increasing their mortgage for home improvements

It is also worth remembering that if your clients were to divorce or separate, we also offer a joint life separation option that means they can keep their Family Income Cover.

This also helps you grow your business.

The flexibility of Progress Family Income Cover has the added advantage that it offers you a very good reason to make regular contact with your clients. This demonstrates your commitment to service, and enables you to review their cover on a regular basis - to suggest changes and increases where appropriate, which can in turn help you to develop your business.