Life Cover, what's in it for you and your client?

The answer's unlimited.

Whether your client chooses Level or Decreasing Cover, Progress Life Cover pays out a guaranteed lump sum if your client dies or is diagnosed with a terminal illness. And, while the sum assured with Decreasing Cover will reduce each month at a pre-defined rate, the benefits it offers will not. So, what does Progress Life Cover really have to offer you and your client?

What's in it for you?

Right from the start we make it quicker and easier to get your clients on risk. At the quote and apply stage we only ask questions that are relevant to the cover being applied for.

We carry out in-depth tele-underwriting by underwriters with solid experience and a proven expertise in decision making. Plus, the fact that we have no automatic medical limits helps remove the need for time-consuming GP reports.

Progress Life Cover also offers a wide range of advantages including low minimum premiums, a high maximum sum assured, and flexibility from the start.

You'll find all the product and marketing literature online. But, we can also work with you to provide and analyse client profiles which will which will help you to increase the potential to grow your business.

What else is in it for your clients?

Apart from the low minimum premium which puts Progress Life Cover within easy reach of everybody, and the possibility of arranging cover for a Single Life or Joint Life First death, benefits with Level Cover can be linked to the Retail Price Index so it helps to offset the effects of inflation. 

Free cover during underwriting

For up to 90 days during underwriting your client will enjoy FREE Mortgage Cover of up to £500,000 - plus FREE Accidental Death Cover of up to £200,000.

Greater flexibility

Our Guaranteed Insurability Options means your client can increase their level of cover without any need for further underwriting if there is a special event in their life. For example:

• Changing career or getting a salary increase
• Getting married or entering a Civil Partnership
• Having children
• Adopting children
• Moving to a new house
• Increasing their mortgage for home improvements

It is also worth remembering that if your clients were to divorce or separate, we also offer a joint life separation option that means they can keep their Life Cover.

This also helps you to grow your business.

The flexibility of Progress Life Cover, whether it is providing Level or Decreasing Cover, has the added advantage that it offers you a very good reason to contact your clients on a regular basis, to review their circumstances, and where appropriate suggest they increase the cover they have.